Personal Loans
Virginia Partners Bank offers a variety of personal loan products.
Our personal loan options include:
- Personal Loans and Lines
- Partners Line of Credit
- Home Equity Loans
- Auto Loans
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Residential Mortgage Lending
Virginia Partners Bank offers flexibility and a variety of loan programs that are designed to fit your individual needs.
Our residential mortgage options include:
- Purchase
- Refinance (including cash-out)
- Construction Lending
- Home Improvement
- Second/Vacation Homes
- Jumbo Loans
- Combo Loans
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Construction-Permanent Loan Program
Our construction-permanent loan is a single loan with one closing and two phases that allows a borrower to finance the construction of a new home or renovate an existing home. Construction funds are advanced based on a pre-determined schedule and interest is paid only on funds advanced. The loan converts to a permanent loan upon completion of construction, without a second closing.
Guidelines include:
- Primary and Second/Vacation Homes
- Up to a 9-month Construction Period
- Up to 90% (loan to value) Financing
- Interest Only During Construction
- Permanent Loan for up to 30 Years
- Soft Costs and Closing Costs can be Financed
- Easy Builder Approval
- Flexible Draw Schedule
- Unlimited Draws Allowed
Whether you are in the market to purchase a home, refinance your existing mortgage, renovate your home or build the home of your dreams, our knowledgeable and professional staff is ready to assist you. Contact Robin Huddle today at 540.899.2477.
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